🏙️ 25 major cities
📊 2026 ratios
Guía Price-to-Rent por Ciudad
Un solo número: price-to-rent ratio. 25 mercados. Encuentra el tuyo.
Cómo se calcula el ratio
Precio casa ÷ Renta anual. Houston: 265K ÷ 22.2K = 11.9. Comprar = 12 años de renta.
Menor = comprar barato. Mayor = rentar barato. 6 a 40+. Punto de partida.
< 15
Buy Zone
Comprar típicamente gana
15 – 20
Neutral Zone
Depende de tu situación
> 20
Rent Zone
Rentar+invertir gana
Buy Zone · < 15
Cities where buying typically wins
| City | Median price | Median rent | Ratio |
|---|---|---|---|
| Detroit, MI most affordable market | $85,000 | $1,100 | 6.4 |
| Cleveland, OH | $118,000 | $1,250 | 7.9 |
| Pittsburgh, PA | $225,000 | $1,450 | 12.9 |
| St. Louis, MO | $225,000 | $1,350 | 13.9 |
| Indianapolis, IN | $235,000 | $1,400 | 14.0 |
| Memphis, TN | $205,000 | $1,250 | 13.7 |
| Oklahoma City, OK | $245,000 | $1,400 | 14.6 |
| Houston, TX | $275,000 | $1,900 | 12.1 |
Neutral Zone · 15 – 20
Cities where it depends on your situation
| City | Median price | Median rent | Ratio |
|---|---|---|---|
| San Antonio, TX | $285,000 | $1,550 | 15.3 |
| Dallas-Fort Worth, TX | $375,000 | $1,900 | 16.4 |
| Jacksonville, FL | $320,000 | $1,700 | 15.7 |
| Chicago, IL | $305,000 | $1,800 | 14.1 |
| Phoenix, AZ | $425,000 | $1,850 | 19.1 |
| Atlanta, GA | $385,000 | $1,850 | 17.3 |
| Charlotte, NC | $375,000 | $1,700 | 18.4 |
| Nashville, TN | $445,000 | $2,000 | 18.5 |
| Tampa, FL | $385,000 | $1,900 | 16.9 |
Rent Zone · > 20
Ciudades donde rentar+invertir gana
| City | Median price | Median rent | Ratio |
|---|---|---|---|
| Miami, FL | $580,000 | $2,500 | 19.3 |
| Denver, CO | $585,000 | $2,150 | 22.7 |
| Austin, TX | $520,000 | $2,050 | 21.1 |
| Portland, OR | $535,000 | $1,950 | 22.9 |
| Washington DC | $620,000 | $2,450 | 21.1 |
| Boston, MA | $725,000 | $2,900 | 20.8 |
| Seattle, WA | $795,000 | $2,400 | 27.6 |
| San Diego, CA | $895,000 | $3,100 | 24.1 |
| Los Angeles, CA | $975,000 | $2,900 | 28.0 |
| New York City, NY | $780,000 | $3,400 | 19.1 |
| San Francisco, CA most overvalued | $1,350,000 | $3,300 | 34.1 |
| San Jose, CA | $1,450,000 | $3,500 | 34.5 |
Methodology and limitations
Datos: Zillow / Redfin / ATTOM aprox 2026.
Limitación: tu barrio puede diferir 20-40% del metro. Para exacto: usa comparables.
Ratio = 60% de decisión. Otros 40% = factores 1-3 y 5 del framework.
Prices change fast — verify before deciding
Verifica: precio y renta actual en Zillow. Compara. >10% variación = usa actual.