🧮 Fee exacto
✅ Con exenciones
Calculadora Funding Fee
Fee exacto + impacto mensual + ahorro por exención.
Your situation
$
%
VA permite $0 down.
%
Para impacto mensual.
Your funding fee
$6,450
2.15% · 1er uso · $0 down
How it's paid
Financiable. Sin efectivo al cierre.
Base loan
$300,000
Price − down
Loan with fee
$306,450
Base + fee
Monthly impact
$40
Extra P+I.
Tabla funding fee 2026
| Situation | First use | Subsequent |
|---|---|---|
| $0 down | 2.15% | 3.3% |
| 5-9.99% down | 1.5% | 1.5% |
| 10%+ down | 1.25% | 1.25% |
| IRRRL refi | 0.5% | 0.5% |
Key considerations
Único vs PMI/MIP 10-30 años. Mejor deal del mercado.
5-10% down ahorra $2-3K en fee. Si tienes cash extra.