Home / Learn / Home Ownership / Lesson 4 / 3-Bucket Calculator
🧮 Tiempo real 🎯 Amount + timeline + monthly

Calculadora 3 Buckets

Precio + loan + timeline → total + mensual por bucket.

Your numbers

$
mo
$

Bucket 1: Down Payment

5% del precio
$15,000
Total to save
Save/mo
$833

Bucket 2: Closing Costs

3% of price
$9,000
Total to save
Save/mo
$500

Bucket 3: Reserves

5× gastos mes
$20,000
Total to save
Save/mo
$1,111

Total to save

$44,000

Sum of 3 buckets

Save/mo total $2,444

Is the monthly too high?

Ahorro > 25% NET = timeline muy corto. Aumenta meses o combina fuentes.

Ahorro < 10% NET = puedes acelerar. Adelanta la fecha.