Your current situation
Tus 6 costos (%)
1. Expense ratio
Indexado 0.03-0.15%. Activo 0.75-1.5%.
2. Tax drag
Retirement 0%. Taxable ~1%.
3. Trading costs
Líquidos 0.05%.
4. Loads amortizados
No-load: 0. Loads: divide por años.
5. Advisor fee
Sin advisor: 0. AUM: 1%.
6. Cash drag
Sin cash: 0.