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🔍 Home Ownership · Lesson 19 of 21 Intermediate ⏱ 10 min

Home Inspection

Lo que prometemos: Scope + specialties + negotiate + walk away.

Why this matters

$500 inspection = $10-50K savings

$400-600 → 25-40 pages report. Major issue = negociable.

Specialty inspections separadas. $100-350 c/u. Vale.

Scope + specialties + hire + negotiate + deal breakers.

What you'll learn

By the end you'll know:

  • Cubre / NO cubre
  • 6 specialties
  • Hire correcto
  • Lender vs cosmetic
  • Negotiate repairs
  • Deal breakers
Scope

Qué cubre y qué NO

What it DOES cover

  • Structure
  • Roof exterior
  • Electrical basics
  • Plumbing visible
  • HVAC test
  • Appliances
  • Interior + exterior

What it does NOT cover

  • Sewer lines
  • Mold hidden
  • Radon
  • Termites
  • Roof detailed
  • Chimney
  • Pool
  • Cosméticos
Specialties

6 specialty inspections críticas

🚰 Sewer Scope

$150-300 · CRÍTICO

$150 → potencial $25K savings.

🌿 Mold

$200-400

Basements/older homes = must.

☢️ Radon

$100-200

Midwest/NE = must test.

🐛 Termite

$75-150

VA + FHA required. South must.

🏠 Roof detailed

$150-300

Casas 15+ años. $30K risk.

🏊 Pool

$150-300

Pool = ALWAYS separate.

Negotiation

Cómo negociar repairs

LENDER-REQUIRED YES. COSMETIC NO.

Safety + functionality + lender-required.

7-10 días para request. Credit preferred sobre repair.

Priorizar (top → bottom):

  • Lender-required
  • Safety
  • Major mechanical
  • Water intrusion
  • Specialty findings

NO cosméticos. Seller rechaza toda request.

Cash credit > repair. 80-100% del estimated cost.

Real-life example

Meet Elena and Roberto

Strategy > volume en repair negotiation.

Casas $425K Austin, 25 años.

Elena categorized. Solo lender + safety.

$15K credit. Contractor propio. $17K total value.

Roberto: 27 items = $32K. Seller: refused all.

Roberto insistió. Seller terminated. -$6,450.

Focus + reasonable gana. Cosmetics offend.

Common mistakes

Los 5 errores

1. Skip specialties

$500-1,500 investment. $5-30K protection.

2. Listing agent recommendation

Buyer's agent recommendation. ASHI/InterNACHI certified.

3. No asistir en persona

Attend 3-4 horas. Live context vale enorme.

4. Cosméticos en request

Cosmetics offend. Solo lender + safety + mechanical.

5. No walking away

5 deal breakers reales. Walk away = win.

Coach Futuro · Tips

4 tips para maximizar

Bundle same day

Same day. 4-6 hrs. $800-1,500 total.

Photos + video

Photos + video. Drive folder. Negotiation backup.

3 contractor quotes

3 quotes = evidence. Cost $0.

Occupied > vacant

Occupied revela más. No skip.

Key takeaways

Lo más importante

1

$500 → $10-50K

ROI enorme.

2

6 specialties

Skip = mystery expenses.

3

No cosmetic

Cosmetics offend.

4

Walk away

Other homes.

Action checklist

Hazlo esta semana

  • Certified inspector.
  • Specialties same day.
  • Attend en persona.
  • Photos Drive.
  • Categorize.
  • Request credit strategic.
Quick check

Comprueba lo que aprendiste

1. NO cubre

  • A) Structure + basics
  • B) Specialties
  • C) HVAC + appliances
Show answer
B. Specialties separadas.

2. Cash credit vs repair

  • A) Seller repair
  • B) Cash credit
  • C) Split
Show answer
B. Cash credit preferred.

3. Repair focus

  • A) Everything
  • B) Lender + safety
  • C) Solo cosmetic
Show answer
B. Lender + safety focus.

4. Deal breakers

  • A) Paint
  • B) Structural + major
  • C) Fixtures
Show answer
B. Structural + major issues.
FAQ

Las preguntas más comunes

Pago inspection

Buyer paga. $400-600 general + $500-1K specialties. Upfront.

Timing inspection

7-10 días contingency. Book inspector next day después contract.

Certifications

ASHI o InterNACHI. State license bonus.

Pre-contract inspection

Pre-inspection trending en hot markets. Permite waive contingency.

Seller disclosure

Sí, en 46 states. Material defects known. Inspection catches unknown.

Re-inspection

Sí. $100-200. Verify work quality.

As-is sale

As-is = no repairs. Puedes STILL inspect + walk away.

Typical repair cost

$5-30K typical. Reserve $10-15K buffer.

Calculators

Calcula tu escenario

Closing Costs

Con inspection.

 $Mortgage

Credit impact.
Related lessons

Tu siguiente lección

Lesson 20 · 10 min
Appraisal, closing, llaves
→
Downloadable resources

Herramientas inspection

🔎 Inspector Checklist

Interview + verify.

 $ Repair Calc

Categorize + credit.

 Deal Breakers

Walk-away signal.
Prompts for Coach Futuro

Pregúntale a Coach Futuro

Copy for your case.

5 prompts

  • «Inspectors [ciudad].»
  • «Categorize findings.»
  • «Repair letter.»
  • «Deal breaker analysis.»
  • «Repair cost estimate.»
Futuro
FUTURO
AI-Powered • Bilingual • Human Support Available
Hi, I'm FUTURO 👋. Copy any of the prompts above, or type your own question about this lesson.

$500 inspection = peace of mind 30 años

Elena $15K vs Roberto -$6,450. Focus.

Próxima: appraisal + closing + llaves.

Continue to Lesson 20 →